Momentum Benefits
Most benefits pay for care. They do not deliver it. Answer these and the page will tell you what actually applies to your business.
1How many people work for you?
2What do you have in place today?
3When does it renew?
Twenty minutes. Nothing to sign, no census needed to have the conversation.
The model
Care first. Coordinate next. Coverage when needed.
The part nobody explains
Your employee has a deductible they will never meet.
Which means they pay a premium every month and full price for care all year, and the coverage only shows up if something catastrophic happens. That is why people stop going.
On this plan, care arranged through the coordinator waives the deductible entirely. Specialist visits, labs, imaging, outpatient surgery, a hospital stay. Call first and the plan pays it.
Skip the coordinator and the deductible comes back, along with a share of the bill. That is the honest trade, and it is the only thing your people have to learn.
Proof
6x
More time with a clinician than an insurance-based patient
Primary Health Partners case study, in Hint Health, Employer Trends in DPC 2025
40.5%
Fewer emergency department visits
Society of Actuaries and Milliman, 2020
52%
Lower total cost than the non-DPC group at one employer
Hint Health 2025, 2024 cohort, 98 DPC and 127 non-DPC members
Not risk adjusted. The actuarial study found employer cost outcomes between a 5.2 percent decrease and a 7.8 percent increase depending on how the program was built. Your census is what settles it.
Before you ask
Nobody can tell you honestly without your census, because rates are set on who actually enrolls. What we can tell you on the call is the structure, what you would contribute, and what your employee would pay. A written estimate follows two business days later.
There is no network, so they can see anyone. Where a direct primary care practice is within reach of your crew, that practice becomes their first stop and it is built into the plan rather than billed separately.
Lower cost in exchange for using the coordinator. Call first and care is arranged at an agreed price with the deductible waived. Go around it and there is a deductible, a share of the bill, and occasionally a balance to sort out.
That is usually a value problem rather than a price problem. When the plan pays nothing until a large deductible is met, someone who rarely sees a doctor reads their payroll deduction as money for nothing and opts out. Putting a direct primary care practice in front of the coverage changes what they get for that contribution, because the visits and the everyday care start immediately rather than after a deductible.
Then we work with your broker. Nobody here is trying to take an account off someone.
A group build starts at 5 enrolled employees. Below that there are individual routes, and the call sorts out which one fits. Nobody gets turned away for being small.
Next step
Twenty minutes on the phone. Bring your headcount and your renewal date and you will leave the call knowing more than you do now.
You will speak with one of our preferred advisors. Or call 772-356-1818.
Your answers from above come across with it, so nobody asks you twice.
Would rather talk? Call 772-356-1818 or email info@mobenefits.health.
Copy it and send it to info@mobenefits.health, or call 772-356-1818 and skip the typing.